A powerful retirement planning tool that connects directly to your real-time Monarch Money data. It runs 10,000 real-time Monte Carlo simulations against your live portfolio and calculates dynamic, risk-adjusted safe withdrawal rates based on massive historical datasets. Multiple options exist for risk tokerance, planned retirement age, and more.
Runs 10,000 real-time simulations against your live Monarch portfolio to model your retirement outcomes.
Hunts for a ≥95% success rate over a 30-year horizon to calculate the safest amount you can withdraw annually.
Tune inflation, expected market returns, retirement age, and risk volatility directly in the UI.
Play around with the FIRE simulations and custom assumptions without needing a Monarch Money account.